Transfers & Payments
Instant, with an undo button
Speed and safety are usually traded against each other. Every payment you send arrives in seconds and can still be recalled for a full minute afterwards, free.
- Domestic fee
- £0
- Typical arrival
- 4 sec
- Recall window
- 60 sec
- Daily limit
- £250k
Ways to pay
Every rail you need, none you don't
Faster Payments, SEPA Instant, SWIFT, direct debit and standing orders — with limits and cut-offs published for each.
Instant domestic
Faster Payments 24/7 with a median arrival of four seconds and no fee, ever.
Recall window
Sixty seconds to cancel any outbound payment from the transaction screen.
Scheduled & recurring
Standing orders, split payments and end-of-month rules with weekend handling you choose.
Limits & cut-offs
Published, not discovered at the worst moment
Nothing here changes without notice, and nothing here depends on how long you have banked with us.
Payment limits
- Faster Payment, per transaction
- £100,000
- Faster Payment, daily
- £250,000
- SEPA Instant
- €100,000
- SWIFT cut-off (GBP)
- 16:00 GMT
- Direct debit setup
- 3 working days
- Bulk payout rows
- 10,000
Business limits can be raised on request following a treasury review.
Protection
Interception that is precise rather than constant
Warnings sprayed over every payment train people to click through. Ours fire on evidence: payee age, pattern, device and channel.
Confirmation of Payee
Name-checked against the receiving bank before the payment leaves, with a clear mismatch warning.
Contextual warnings
We name the specific scam pattern detected and ask a question a fraudster's script cannot answer.
Cooling periods
First payments to brand-new payees over £2,000 can be held for 30 minutes, at your option.
FAQs
Questions, answered plainly
Next step
Move money without the anxiety
Instant arrival, a real undo button, and fraud interception that only interrupts when the evidence justifies it.