Open an Account
Six minutes, then it's done
Photo ID, a selfie and an address. Most personal applications are approved instantly and the card is in Apple Pay before the physical one arrives.
- Time to apply
- ~6 min
- Personal decision
- Instant
- Business decision
- 1 day
- Cost
- £0
Process
What happens after you start
You can pause at any point and pick up where you left off; nothing is submitted until you confirm.
- 1
Tell us who you are
Name, date of birth, address and nationality.
- 2
Verify your identity
Photograph your ID and take a short selfie video.
- 3
Choose your account
Current, savings, multi-currency, or all three.
- 4
Set up a passkey
Biometric sign-in. No password to forget or leak.
Start your application
What you'll need
Have these to hand and it takes one sitting
Business applications also need company registration details and information about beneficial owners.
Checklist
- Photo ID
- Passport, ID card or licence
- Selfie
- Short liveness video
- Address
- UK or EEA residential
- Age
- 18 or over
- Opening deposit
- None required
- Credit check
- Not required
FAQs

