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Open an Account

Six minutes, then it's done

Photo ID, a selfie and an address. Most personal applications are approved instantly and the card is in Apple Pay before the physical one arrives.

Time to apply
~6 min
Personal decision
Instant
Business decision
1 day
Cost
£0

Process

What happens after you start

You can pause at any point and pick up where you left off; nothing is submitted until you confirm.

  1. 1

    Tell us who you are

    Name, date of birth, address and nationality.

  2. 2

    Verify your identity

    Photograph your ID and take a short selfie video.

  3. 3

    Choose your account

    Current, savings, multi-currency, or all three.

  4. 4

    Set up a passkey

    Biometric sign-in. No password to forget or leak.

Start your application

By continuing you agree to our terms and privacy policy.

What you'll need

Have these to hand and it takes one sitting

Business applications also need company registration details and information about beneficial owners.

Checklist

Photo ID
Passport, ID card or licence
Selfie
Short liveness video
Address
UK or EEA residential
Age
18 or over
Opening deposit
None required
Credit check
Not required

FAQs

Questions, answered plainly