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Banking built for clarity, control and global access

Manage everyday payments, international transfers, multiple currencies and card spending through one secure platform, for personal and business customers across five markets.

Open an accountLog inView live rates

Applications take about six minutes and are completed online. Eligible deposits are protected up to £85,000 by the FSCS.

Live exchange rates

Per 1 GBP

  • USD $

    US Dollar

    Buy 1.2746

    Sell 1.2782

    +0.18%

  • EUR €

    Euro

    Buy 1.1666

    Sell 1.1698

    -0.07%

  • JPY ¥

    Japanese Yen

    Buy 191.12

    Sell 191.72

    +0.42%

  • CHF CHF

    Swiss Franc

    Buy 1.0170

    Sell 1.0198

    -0.12%
View all exchange rates
19.4%
CET1 capital ratio, half-year 2026
£12.8bn
Customer deposits held
99.987%
Digital banking availability, trailing year
84 sec
Median wait to reach our support team
A Nordhaven customer walking through the City of London at sunriseBanking in the City
A customer holding a navy Nordhaven bank card at a deskCards & virtual cards
Two business colleagues reviewing accounts togetherBusiness banking

Who we bank

Two ways to bank with Nordhaven

Accounts, payments and lending for individuals and for the organisations they run. Each pillar has a dedicated page with rates, limits and full terms.

Everyday banking with greater control

Run your current and savings accounts, set up standing orders and Direct Debits, manage beneficiaries and hold more than one currency. Every payment, statement and card control sits in the same place, on web and mobile.

Explore Personal Banking

Banking that keeps pace with your business

Collect from customers, pay suppliers and staff, and give your finance team role-based approvals with a clear audit trail. Multi-currency accounts and trade services support companies that buy and sell across borders.

Explore Business Banking

Foreign exchange

Know the rate before you move your money

Live rates, our published margin and a conversion estimator.

View exchange rates
Session
London open
GBP index
104.28+0.16%
Pairs quoted
140
Median execution
2.4 sec

Currency converter

Convert before you commit

Check what your money is worth in another currency, with our margin shown up front.

Currency converter

Mid-market rate less our published margin. Nothing else is added.

$
To
€915.23
Rate
1 USD = 0.9152 EUR
Our margin
0.28%
Last updated
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Banking services

What you can do with an account

Accounts, payments, cards and credit, each with published rates and limits.

Current & Savings Accounts

Everyday current accounts for salaries, bills and card spending, with savings accounts paying 4.65% AER and interest credited monthly.

Explore

Multi-Currency Accounts

Hold, receive and pay out in GBP, EUR, USD and 12 other currencies from one account, without opening a separate bank account abroad.

Explore

Transfers & Beneficiaries

Send domestic payments in seconds and international transfers with tracked delivery, and save verified beneficiaries for repeat payments.

Explore

Cards & Virtual Cards

Issue merchant-locked virtual cards for subscriptions and online spending, set per-card limits and freeze or replace a card instantly.

Explore

Loans & Credit

Personal, home, education and business lending from £1,000 to £4m, with a decision in one working day and no early repayment charge.

Explore

Business Payments

Bulk payment files, payroll runs, Direct Debit collections and role-based approvals, with a full transaction record for reconciliation.

Explore
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Digital & security

Bank anywhere, protected everywhere

Web and mobile access, plus the controls that keep your account safe.

Your banking, accessible when you need it

Review account activity, approve payments, download statements and manage cards securely across desktop, tablet and mobile. Balances and transaction records update as payments clear, so your view of the account stays current.

Explore Digital Banking

Security built into every interaction

Hardware-key and passkey sign-in, step-up verification on payments, login monitoring and card controls work together to help protect your account. If something looks wrong, you can freeze a card or report it to our fraud team at any hour.

Visit Security Centre

News & Insights

Market notes and bank updates

Rate decisions, scheme changes and service notices.

Read News & Insights