Announcement
Nordhaven Bank closes the half at a 19.4% CET1 ratio
Our half-year capital disclosure shows a balance sheet deliberately built for the downside, with liquidity coverage at 187% and deposits up 12% year on year.
28 July 2026 · 4 min
Banking built on a straight line
One ledger for your money at home and abroad. Published rates, no invented fees, and a person on the phone within ninety seconds.
Opening takes about six minutes. Eligible deposits protected up to £85,000 by the FSCS.
Live exchange rates
Indicative mid-market against GBP
| Currency | Buy | 24h | Trend |
|---|---|---|---|
| USDUS Dollar | 1.2746 | +0.18% | |
| EUREuro | 1.1666 | -0.07% | |
| JPYJapanese Yen | 191.12 | +0.42% | |
| CHFSwiss Franc | 1.0170 | -0.12% | |
| CADCanadian Dollar | 1.7293 | +0.09% | |
| AUDAustralian Dollar | 1.9195 | -0.24% |
Indicative rates for illustration. The rate applied to your transfer is confirmed and held for 60 seconds before you approve it.
- 19.4%
- CET1 capital ratio, half-year 2026
- £12.8bn
- Customer deposits under protection
- 99.987%
- Core banking availability, trailing year
- 84 sec
- Median wait for a human on the phone
What we do
Six things, done properly
A narrow bank run exceptionally. Every service has a dedicated page with full terms, rates and limits.
Foreign exchange
Live rates, and the price you actually get
Mid-market rates with our margin printed beside them. Quote held for 60 seconds before you approve.
- Session
- London open
- GBP index
- 104.28+0.16%
- Pairs quoted
- 140
- Median execution
- 2.4 sec
Live exchange rates
Indicative mid-market against GBP
| Currency | Buy | Sell | 24h | Trend |
|---|---|---|---|---|
| USDUS Dollar | 1.2746 | 1.2782 | +0.18% | |
| EUREuro | 1.1666 | 1.1698 | -0.07% | |
| JPYJapanese Yen | 191.12 | 191.72 | +0.42% | |
| CHFSwiss Franc | 1.0170 | 1.0198 | -0.12% | |
| CADCanadian Dollar | 1.7293 | 1.7343 | +0.09% | |
| AUDAustralian Dollar | 1.9195 | 1.9257 | -0.24% | |
| NGNNigerian Naira | 1,958.95 | 1,977.85 | +0.63% |
Indicative rates for illustration. The rate applied to your transfer is confirmed and held for 60 seconds before you approve it.
Currency converter
Mid-market rate less our published margin. Nothing else is added.
GBP
- Rate
- 1 GBP = 1.1666 EUR
- Our margin
- 0.28%
- Transfer fee
- £1.90
News & Insights
From the desk
Product
A 60-second recall window is now standard on every instant payment
Instant means instant — but a mistyped amount should not be irreversible. Every outbound faster payment now carries a one-minute recall window at no cost.
14 July 2026 · 3 min
Research
What 2.1 million intercepted payments taught us about APP fraud
Our financial crime team analysed a year of intervention data. The strongest predictor of a scam is not the amount — it is the age of the payee relationship.
30 June 2026 · 7 min
Next step
Open an account in about six minutes
Photo ID, a selfie and a UK or EEA address. No branch visit, no printed forms, no waiting on a letter.