Corporate Banking
A named contact, not a call centre
For corporates with turnover above £25m, a director-level relationship manager and a treasury desk that quotes FX and structures liquidity the same day you call.
- Turnover threshold
- £25m+
- Relationship manager response
- Same day
- Currencies hedged
- 34
- Liquidity structures
- Notional & physical pooling
Coverage
One relationship manager, four disciplines
Your relationship manager coordinates credit, treasury, trade and cash management specialists — you don't have to find the right desk yourself.
Named coverage
A director-level relationship manager who knows your group structure, with a direct line, not a shared inbox.
Liquidity structuring
Notional and physical cash pooling across subsidiaries and currencies, cutting idle balances and intercompany loan admin.
FX hedging
Forwards, swaps and options across 34 currencies, quoted by our treasury desk between 07:00 and 18:00 UK time.
Liquidity
Cash sitting in six subsidiaries isn't working for you
Corporate cash management brings group balances into view and puts surplus cash to work automatically, overnight.
Notional pooling
Offset debit and credit balances across group entities for interest calculation purposes, without physically moving funds.
Physical sweeping
Automated end-of-day sweeps concentrate surplus cash into a master account, with intercompany loan records generated automatically.
Multi-currency notional pools
Pool balances across up to 12 currencies at once, reducing the FX conversion your treasury team would otherwise need to run manually.
Yield on surplus
Surplus balances above your target operating float sweep into a corporate deposit account earning a rate linked to SONIA.
Group liquidity — Meridian Group plc
- Entities in pool
- 11, across 4 countries
- Pool structure
- Physical sweep + notional
- Currencies pooled
- GBP, EUR, USD, SGD
- Surplus deposit rate
- SONIA − 0.10%
- FX hedge book
- £38.2m notional
- Relationship manager
- Assigned, direct line
Structures are reviewed with your treasury team quarterly and re-priced as your group changes.
FX & risk
Hedge the exposure, not the headline rate
Our treasury desk works from your actual forecast cash flows, not a single spot conversion.
Forwards & swaps
Lock a rate for delivery up to 24 months forward, or roll an existing forward with a swap when a shipment date moves.
Vanilla options
Cap downside on committed foreign-currency receivables while keeping upside if the rate moves in your favour.
Exposure reporting
A monthly exposure report nets your hedge book against forecast cash flows by currency and by entity.
FAQs
Questions, answered plainly
Next step
Get a relationship manager who already knows your structure
Coverage, liquidity and FX hedging coordinated by one named contact for corporates above £25m turnover.