Foreign exchange
The rate you see is the rate you get
Mid-market pricing from three liquidity providers, our margin printed beside it, and a quote held for sixty seconds while you decide. No spread hidden inside the rate.
- Currencies quoted
- 140
- Standard margin
- 0.28%
- Quote held
- 60 sec
- Median execution
- 2.4 sec
- Session
- London open
- GBP index
- 104.28+0.16%
- Pairs quoted
- 140
- Median execution
- 2.4 sec
Live exchange rates
Indicative mid-market against GBP
| Currency | Buy | Sell | 24h | Trend |
|---|---|---|---|---|
| USDUS Dollar | 1.2746 | 1.2782 | +0.18% | |
| EUREuro | 1.1666 | 1.1698 | -0.07% | |
| JPYJapanese Yen | 191.12 | 191.72 | +0.42% | |
| CHFSwiss Franc | 1.0170 | 1.0198 | -0.12% | |
| CADCanadian Dollar | 1.7293 | 1.7343 | +0.09% | |
| AUDAustralian Dollar | 1.9195 | 1.9257 | -0.24% | |
| NGNNigerian Naira | 1,958.95 | 1,977.85 | +0.63% |
Indicative rates for illustration. The rate applied to your transfer is confirmed and held for 60 seconds before you approve it.
Currency converter
Mid-market rate less our published margin. Nothing else is added.
- Rate
- 1 GBP = 1.1666 EUR
- Our margin
- 0.28%
- Transfer fee
- £1.90
Rates shown are indicative and refresh continuously during market hours. The binding rate appears on the confirmation screen before you approve a payment.
How pricing works
Four numbers, and nothing behind them
Every currency conversion at Nordhaven is built from the same four components. There is no relationship pricing, no negotiated tier and no weekend markup.
Mid-market base
The midpoint between the buy and sell price on the interbank market, sourced from three independent providers and reconciled every 250 milliseconds.
Published margin
0.28% on major pairs, up to 0.96% on thin emerging-market corridors. Shown in cash terms on the quote, not buried in the rate.
Held quote
Sixty seconds from quote to approval. If the market moves against us in that window, we absorb it — the number you approved is the number that settles.
Transfer fee
From £1.90 for SEPA and SWIFT payments, £0 for internal transfers between your own Nordhaven currency balances.
Tools
Rates you can plan around
Treasury teams need more than a spot price. Everything below is available on personal and business accounts at no additional charge.
Rate alerts
Set a target on any pair and receive a push or email the moment it trades through, with a one-tap execution link.
Forward contracts
Fix a rate for up to 12 months on 24 major pairs, with a 3% initial margin and no arrangement fee.
Scheduled conversions
Convert a fixed amount on a recurring date, or drip-feed a large conversion across a week to average the rate.
Historical data export
Download closing mid-market rates back to 2014 as CSV for reconciliation and audit.
Worked example — £25,000 to EUR
- Mid-market rate
- 1.1682
- Our margin (0.28%)
- − €81.79
- Rate applied
- 1.1649
- Transfer fee
- £1.90
- Recipient receives
- €29,122.50
- Arrival
- Same day, by 17:00 CET
A typical high-street bank quote for the same transfer costs between £680 and £940 more, almost all of it inside the rate.
FAQs
Questions, answered plainly
Next step
Move money at a rate you can check
Open an account and see a real quote in under six minutes — no deposit required to look.