International Transfers
The rate on the screen is the rate you get
No spread hidden inside a 'fee-free' headline. We show the mid-market rate, the fee, the amount that lands and the day it lands — before you confirm.
Quote — £5,000 to EUR
- Mid-market rate
- 1.1742
- Our markup (0.28%)
- £14.00
- Transfer fee
- £0
- Recipient receives
- €5,854.55
- Arrives
- In seconds
Live rate held for 30 seconds at confirmation. No intermediary bank deductions on SEPA.
- Currencies
- 140
- Local rails
- 34
- Fee from
- £1.90
- On-time rate
- 99.4%
Corridors
Typical times and fees on our busiest routes
Times are measured to funds being available to the recipient, not to us releasing the payment. Figures are the trailing 90-day median.
| Corridor | Typical arrival | Fee |
|---|---|---|
| United Kingdom → Eurozone | Seconds | £0 |
| United Kingdom → United States | Same day | £1.90 |
| United Kingdom → India | Same day | £2.40 |
| United Kingdom → Nigeria | 1 working day | £3.10 |
| Eurozone → Australia | Same day | €2.20 |
| United States → Philippines | 1 working day | $2.90 |
How it works
Four steps, with the total cost fixed at step two
Once you confirm, the amount your recipient receives cannot change. If an intermediary bank deducts anything on a SWIFT route, we refund it.
- 1
Enter the amount
Type what you want to send, or what they must receive.
- 2
See the full quote
Mid-market rate, markup, fee, landed amount and arrival date.
- 3
Confirm with a passkey
Biometric or hardware key. No codes over SMS.
- 4
Track to arrival
Live status with the receiving bank, and a receipt they can verify.
FAQs
Questions, answered plainly
Next step
Send money abroad without the guesswork
One quote, one rate, one number that lands. Refunded fee if we miss the date we promised.