Accounts
Three accounts. No tiers.
We do not sell the same account four times with different names. Pick the one that matches what your money is doing, and change it whenever you like.
Comparison
Everything side by side
The full schedule, not a highlights reel. Figures effective 1 July 2026.
Current
Everyday spending and salary
- Monthly fee
- £0
- Interest (AER)
- 1.10%
- Currencies held
- 1
- Debit card
- Included
- Virtual cards
- Unlimited
- Domestic payments
- £0
- International transfers
- From £1.90
- FSCS protection
- £85,000
Savings
Interest without gimmicks
- Monthly fee
- £0
- Interest (AER)
- 4.65% – 5.35%
- Currencies held
- 1
- Debit card
- Not applicable
- Virtual cards
- Not applicable
- Domestic payments
- £0
- International transfers
- Not applicable
- FSCS protection
- £85,000
Multi-Currency
Earn, hold and spend globally
- Monthly fee
- £0 – £9
- Interest (AER)
- Varies by currency
- Currencies held
- 34
- Debit card
- Included
- Virtual cards
- Unlimited
- Domestic payments
- £0
- International transfers
- From £1.90
- FSCS protection
- £85,000
FAQs
Questions, answered plainly
Next step
Pick an account and open it today
You can change your mind later without penalty, and closing an account never costs anything.