Holding a currency is easy. Settling in it locally, without an intermediary bank taking a cut and three days of float, is the hard part.
Eight new currencies join our local settlement network this month. Each is a genuine local rail, not a correspondent hop: your counterparty receives a domestic payment in their own country with their own reference intact.
Conversion continues to use the mid-market rate with a published, fixed markup that does not change with your volume or your negotiating skill.
Business customers can now hold balances in 34 currencies and open a new one in under a minute from the accounts screen.